This article also appeared in: HawaiiReporter.com By J.R. Robinson The deed is done, the die is cast. President Obama’s November 2, 2015 signing of the Bi-Partisan Budget Act introduced sweeping changes to Social Security that dramatically alter popular Restricted Application and “File &

This article originally appeared on NerdWallet.com This article also appeared in: Nasdaq.com NewsOk.com HawaiiReporter.com By J.R. Robinson Retirement planning is by far the most important financial objective for millions of Americans who are near or at the end of their careers.

This article also appeared in HawaiiReporter.com By J.R. Robinson Since 1987, individual investors who were not eligible to make deductible traditional IRA contributions have still been permitted to make non-deductible contributions. The original allure of this opportunity is/was that it gives

There is no shortage of online calculators that purport to help users accumulate retirement savings and/or plan for spending it down. There is, however, an absolute dearth of calculators that truly serve these functions well. It is for this reason that I was compelled to create Nest Egg Guru. With